The AI Race and the Muslim World: How Does Waqf Come In?
By Amir Femoh
The world is entering a new technological revolution, and Artificial Intelligence (AI) is rapidly becoming one of its most decisive battlegrounds. Nations are competing to develop powerful AI models, build advanced computing infrastructure, manufacture sophisticated hardware and secure dominance over the technologies that will shape the future of humanity. Unfortunately, much of the Muslim world appears to be watching this revolution from the sidelines.
But what if one of the most powerful instruments for financing this technological transformation is already embedded in our intellectual and civilisational heritage? What if an institution that helped build and sustain Muslim societies for centuries could once again become a vehicle for securing our place in the future?
That institution is Waqf.
In Islamic jurisprudence, Waqf is generally defined as the permanent dedication of an asset, with the principal preserved while its benefits or proceeds are directed toward designated charitable, religious, educational, or public purposes. It is an enduring form of philanthropy designed to generate benefits across generations.
Although the Qur’an does not explicitly mention Waqf in the same way as Zakah and Sadaqah, its foundations are firmly rooted in the Prophetic tradition and the practices of the early Muslim community. One celebrated example is Umar ibn al-Khattab’s endowment of land at Khaybar, following the Prophet Muhammad’s (SAW) advice to preserve the asset and distribute its benefits for charitable purposes.
From the days of Madinah, Waqf gradually evolved into one of the most influential financial and social institutions in Islamic civilisation. Under the Umayyad Empire, administrative structures emerged to supervise charitable endowments. The Abbasid period witnessed further institutional development, with Waqf supporting education, healthcare, religious institutions and public infrastructure. Its influence expanded considerably under the Ottoman Empire, where endowed properties and cash Waqf helped sustain schools, hospitals, libraries, water systems, public kitchens and other essential services.
Its historical significance was not restricted to the Arab world or the Middle East. Across Africa, Islamic scholarship, commerce and public institutions flourished in societies such as Timbuktu, the Borno Empire and the Sokoto Caliphate. Endowments, charitable giving and forms of institutional patronage helped sustain religious learning, scholarship and community welfare. These traditions show that Islamic endowment culture was not confined to one geography but was part of a much wider Muslim civilisational experience.
One important lesson emerges from this history: Waqf enabled societies to mobilise private wealth for public purposes without placing every responsibility on the government treasury.
By financing educational institutions, healthcare facilities, water infrastructure, and other social services through dedicated endowments, governments and political authorities could devote more attention and resources to security, administration, economic expansion, and the long-term prosperity of their territories. Waqf was not a complete substitute for public finance, but it provided an important complementary financial architecture.
This is precisely where the Muslim world must begin thinking differently about the AI revolution.
The Organisation of Islamic Cooperation (OIC) and individual Muslim nations must recognise that AI is no longer simply another technological innovation. It is increasingly connected to national security, economic productivity, scientific discovery, military capabilities, financial systems and geopolitical influence. Countries that fail to develop indigenous capabilities may become permanently dependent on foreign technologies, foreign infrastructure and foreign intellectual property.
Governments already struggling with competing demands on limited public resources cannot be expected to finance every dimension of this technological transformation alone.
This is where a modern Waqf movement could make an extraordinary difference.
Imagine establishing specialised AI Waqf institutions across the Muslim world. Imagine wealthy Muslim entrepreneurs, technology investors and high-net-worth individuals dedicating substantial portions of their wealth to permanent endowment funds specifically designed to finance artificial intelligence research and development.
Such funds could support university laboratories, AI research centres, semiconductor research, robotics, advanced computing infrastructure, machine learning, cybersecurity and the development of indigenous large language models.
They could also finance the design, prototyping and mass production of powerful AI hardware and software. Rather than depending exclusively on government grants or foreign venture capital, promising Muslim researchers and entrepreneurs would have access to patient, long-term capital dedicated to scientific advancement.
The investment returns from carefully managed Waqf assets could continually replenish these research funds, making them sustainable across generations.
Of course, such an ambitious undertaking would require professional management, independent oversight, transparency, competent investment strategies and clearly defined research objectives. Waqf institutions must not become another avenue for corruption, political interference or the mismanagement of public-minded wealth.
But there is another equally important dimension to this conversation: intellectual confidence.
The young Muslim scientist, engineer or researcher who benefits from such a fund must understand that he or she is not beginning this journey in a historical vacuum.
Long before the emergence of modern artificial intelligence, Muslim scholars made remarkable contributions to mathematics, algorithms, cryptography, optics and experimental scientific inquiry. Muhammad ibn Musa al-Khwarizmi’s mathematical writings helped establish the intellectual foundations of algebra and the algorithmic tradition. Al-Kindi made important contributions to cryptanalysis, while Ibn al-Haytham transformed the study of optics through observation, experimentation and rigorous investigation.
These contributions belong to a wider scientific heritage that helped shape the intellectual foundations upon which modern science and computing eventually developed.
Our responsibility is not merely to celebrate these historical achievements. It is to build upon them.
We cannot keep producing conferences celebrating Muslim scientific achievements of a thousand years ago while neglecting the laboratories, computing facilities, research endowments, and industrial capabilities needed to produce the scientific breakthroughs of tomorrow.
The urgency is particularly significant for countries such as Nigeria, Bangladesh and Pakistan. These nations possess substantial human capital, large populations, vibrant young communities and considerable intellectual potential. Yet their technological ambitions remain constrained by inadequate research financing, infrastructure deficits and dependence on imported technology.
They must not allow their economic challenges to become an excuse for technological surrender.
Indeed, the so-called bottom-billion Muslim nations should be among the first to embrace a modern Waqf-driven scientific financing revolution. Their governments, wealthy citizens, Islamic financial institutions, universities and business communities must begin working together to establish dedicated national AI Waqf funds.
The Muslim world does not necessarily need to outspend every major global power. But it must invest intelligently, strategically and consistently in the capabilities that matter.
The question is no longer whether Muslims can afford to participate in the AI race. The question is whether we can afford not to.
Our ancestors used Waqf to build institutions that outlived kings, dynasties and empires. Today’s generation must show the same foresight by using it to build institutions that can shape the technological future.
The next great Muslim civilisation will not be built by nostalgia alone. It will be built through knowledge, capital, institutions, scientific courage and a willingness to invest in generations yet unborn.
Perhaps the next great Waqf should not only build a mosque, a hospital or a university. Perhaps it should build an AI laboratory that changes the future of governance in the Muslim world.
Amir Femoh is a teacher, administrator, and tech entrepreneur. He can be contacted at amirfemoh@gmail.com.









