Opinion

Save your little income and invest it: A call for students

By Salihi Adamu Takai

The personal anecdote of Robert T. Kiyosaki’s Rich Dad and Rich Dad’s Guide to Investing is alluring. The author’s insatiable appetite for investment doesn’t reveal excessive love for money. Instead, it’s just a guide for future students’ financial capacity. His voracious appetite for investment started when he was based in Huawei and met his friend and his Rich Dad. 

Robert was, of course, a fortune student who graduated from college and got a job with the Marine Corps as a pilot. He was able to survive on $12,000 annually. However,  in 1973, his mindset changed, and he became reluctant to continue working as a self-employed and government employee.

Robert believed that if he didn’t become an investor,  he would continue to be poor like his Poor Dad, who ended up with a paycheck-to-paycheck life. Eventually, he was guided by his Rich Dad. He became a sophisticated investor as he planned it — learning from his Rich Dad.

Investments vary as the business does. Since Rich Dad refused to let Robert invest in his business due to a lack of funds, it taught him that before investing with people, ensure you are financially and educationally equal to them. Robert didn’t have the minimum amount of $35,000 to invest in Rich Dad’s business, which disqualified him.

Therefore, as a university student, you must be open-minded and never limit your thoughts on becoming a self-employed or government employee (working with the government!). Try to be optimistic about money and believe that it’s simple to invest.

When you think that money is difficult to get, it will be difficult for you to become rich. Save your little income to invest it, starting a business with an open mind.

Salihi Adamu Takai wrote via salihiadamu8888@gmail.com.

Consistency is the key

By Abdurrazak Muktar Makarfi

Consistency is the cornerstone upon which success is built. Whether in the pursuit of knowledge or the journey of life, maintaining a steady and persistent effort can make all the difference between mediocrity and excellence. While intelligence undoubtedly plays a significant role in achieving success, it is consistency that truly sets apart those who reach their goals from those who fall short.

In the realm of knowledge acquisition, consistency is paramount. It’s not just about having a sharp mind or innate talent; it’s about consistently honing one’s skills through regular practice and learning. The adage “practice makes perfect” rings true here. No matter how intelligent someone may be, without consistent effort, their knowledge will stagnate, and their abilities will diminish over time.

Consider the example of a student preparing for an exam. A brilliant mind may grasp complex concepts quickly, but without consistent studying and revision, that knowledge will fade, and the student may struggle to perform well on the exam. On the other hand, a student who diligently commits to a consistent study routine, reviewing materials regularly and seeking to understand rather than memorize, is more likely to excel.

Furthermore, consistency breeds discipline. By establishing a routine and sticking to it, individuals cultivate the self-discipline necessary to overcome obstacles and stay focused on their goals. This discipline extends beyond academic pursuits and permeates every aspect of life. Whether it’s maintaining a healthy lifestyle, pursuing personal passions, or striving for career advancement, consistency is the driving force behind progress.

In the realm of personal development, consistency is equally crucial. Take, for example, the pursuit of physical fitness. A person who sporadically exercises whenever they feel like it is unlikely to see significant results. However, someone who commits to a consistent workout schedule, showing up day in and day out, will gradually build strength, endurance, and overall fitness levels.

Consistency also plays a vital role in cultivating healthy habits and breaking detrimental ones. Whether it’s practising mindfulness, saving money, or nurturing relationships, small, consistent actions compounded over time lead to significant results. By making a conscious effort to consistently engage in positive behaviours, individuals can reshape their lives and create lasting change.

Moreover, consistency fosters resilience. Inevitably, setbacks and challenges will arise on the path to success. It’s during these times that consistency becomes a beacon of hope, reminding individuals to stay the course and persevere despite adversity. Those who have developed the habit of consistency are better equipped to weather the storms of life and emerge stronger on the other side.

In conclusion, consistency is the linchpin of success in both knowledge and life. While intelligence and talent certainly play a role, it is the consistent effort and unwavering commitment to improvement that ultimately determine one’s trajectory. By cultivating discipline, persistence, and resilience, individuals can harness the power of consistency to achieve their goals and fulfil their potential. So, let us embrace the mantra of consistency, knowing that it is the key that unlocks the door to success in all endeavours.

Abdurrazak Muktar Makarfi wrote from Kaduna via prof4true1@gmail.com.

The crisis of godfatherism 

By Bilyamin Abdulmumin

Since 2007, when the two-term tenure of Fourth Republic governors ended, one godfather crisis or another has occurred. The outgoing clung on to the anointing for several reasons: influence in godson administration, protection from their misgovernance, or, last and least for many godfathers, continuity (although it is the most important factor for good governance). 

The surprising succession crisis brewing recently involved Uba Sani and Nasir El-Rufai. It was unexpected because El-Rufai did not appear to be interfering with the Kaduna government. Unlike Wike, El-Rufai, known for reading and writing books, might have learned the lesson from previous cases, but Sani took the fight to his door. 

Uba Sani shook the table when, in a town hall meeting (apparently held to burst the bubble), he lamented the burden of loans he inherited and decried the lack of money not only for infrastructure development but also for threatening the state’s ability to meet its current expenditures.

That outburst was followed by mixed reactions. Some commentators point to hindsight, stating that it was their prophecy that came to pass. But for some, it was a big trouble for Uba Sani because, according to this category, he was given the green light to become a senator for one thing: to pave the way for getting the loan. So, this category sees Uba Sani as an accomplice rather than a victim. They unearthed his videos eulogising El-Rufai, which trended. 

The double trouble for Sani was that the effect of the loss was visible in Kaduna state, so wowing the public became an uphill task. However, the current dollar-to-naira exchange rate compared to when the loan was secured is rather unfortunate.

 One primary beneficiary of this situation is Shehu Sani. The former senator of Kaduna Central used the situation to settle scores. He took the case on social media, profiling himself vindicated. 

On the contrary, a Nigerian figure who will be taken aback by the looming political crisis in Kaduna state is his eminent Sanusi Lamido Sanusi. During the KADINVEST 7.0, SLM extols marvellous achievements in Lagos state thanks to the continuity. 

Bola Ahmed Tinubu laid the foundation for the modern Lagos state, which Fashola built upon. When Ambode came continued, but when he wanted to digress, it cost him his second term ticket (this can happen in Lagos, where a serving governor failed a primary election); the fruit of continuity is just bearing fruit in Lagos state under Babajide Sonwo-Olu. 

Uba Sani was shown nodding his head in belief during the SLS lecture. I told myself that Kaduna is lucky because if Uba Sani could only service the debt and continue with some uncompleted buildings, Kaduna would be great. 

El-Rufai remained quiet in the saga, unlike his disquieted son Bashir El-Rufai, who was a junior to Bello El-Rufai. Several commentators confuse Bashir with Bello- the current serving house Rep. The latter was cut between the devil and the deep blue sea, he recently gave an interview in which he eulogised Uba Sani as his mentor, mentioning how Sani paved the way for him, not his father. He even mentioned something philosophical: if anyone wants to go far, he can’t dare join issues with his master; someone aware of this philosophy must be tied down between supporting his father or his boss.

A theory explaining Sani’s outburst with El-Rufai was that the former was being cajoled by the presidency. With no love lost between El-Rufai and the presidency, he must part ways with his boss.  

Apart from the godfather himself, loyalties are a major factor fanning the flames of discord. The outgoing lieutenant’s influence will be hanging in the balance while the new government loyalties stampede to establish their loyalty to the new government. It becomes a struggle for survival. 

In the reactionary salvo that Kaduna state women leaders fire on Uba Sani, reading in-between the line, one could easily figure out self-serving because she decried how Sani has not been responding to her requests.

 The leaders involved in such a situation are in a delicate balance. They need deliberate effort to piece together the puzzle (provided that it is not too late); otherwise, the matter will blow out of proportion.

Bilyamin Abdulmumin wrote via bilal4riid13@gmail.com.

The anatomy of success

By Saifullahi Attahir Wurno 

The word success always carries a nostalgic feeling throughout history. It’s a word that everyone wants to associate with, and it can be seen as fulfilling one’s desire to live a happier, easier, contented life.

Many people ask what causes success. The only answer is hard work, but is hard work really the answer to success? We daily encounter people who are more hardworking than us but who are a hundred times below us in terms of success or living a comparatively easy life.

This article is based on Malcolm Gladwell’s book The Outliers: The Story of Success. The author tries to gather all the apparent and hidden factors that led to the monumental achievement of a few individuals, including athletes, footballers, artists, businessmen, prominent law practitioners, scientists, doctors, and more. 

Outlier is an English word that means someone outside the normal frame, people who have achieved tremendous success and fortune beyond average individuals. Examples include Lionel Messi in football, Bill Gates in computer, Dr Ben Carson in medicine, Usain Bolt in sports, outstanding political leaders in history, writers, etc.

The author concluded that outliers are those who have been given opportunities and who have had the strength and presence of mind to seize them. Most outliers are products of history, of the community in which they were born and raised, of opportunity, and of legacy.

Here is a story:

Ahmad was born in 1995 to a low-income family in Kafin Hausa town. His father’s sources of income are peasant farming and radio repair. His mother was a housewife who mainly depended on her husband for her daily needs and those of her children.

This family of 7 was completely dependent on their father’s meagre income and the small farm that Ahmad always accompanied his father to whenever he went on holidays. This taught Ahmad the habit of hard work early in life.

His father had a primary school level of education, while his mother had good Islamic knowledge but had not attended Western education. This motivated Ahmad to be very passionate about studying higher and becoming someone later in life. 

Ahmad lacks the luxury that may distract his attention; his father’s constant advice and natural ingenuity make him a bright child in primary school. He surpasses his classmates. He finishes top of his class and is admitted into the prestigious Science Secondary school Kafin Hausa.

At school, Ahmad met other young, ambitious, and bright students from all over the state, giving him the opportunity to network, learn, and challenge himself to further academic excellence.

In 2013, at 18, Ahmad graduated from GSSS Kafin Hausa with seven credits in his WAEC result (including all five science subjects). Luckily enough, the government of that period under Alhaji Sule Lamido requested students who have five credits and above in WAEC to submit their papers for scholarship screening.

To cut the story short, Ahmad got a Scholarship to Study Aviation Engineering in Egypt. He graduated successfully and secured a job with a big Airline company in Lagos. From then on, his life and destiny changed forever.

 Using the above story, let us analyse some of the factors that lead to young Ahmad’s success;

Studies have shown that family background plays a critical role in how people are raised and what they end up becoming. Despite his parents’ lack of deeper knowledge of Western education, they have inculcated a strong desire for their children to excel.

Another advantage of the family background was the lack of luxury, which helped Ahmad be less distracted and more focused on his studies. Imagine if he had been born into an affluent family surrounded by television, watching cartoons or comedies daily, or his father had been into the habit of buying them mobile phones and other game gadgets. Definitely, that would have distracted his attention, making him less energetic and determined to escape the poverty line.

Good networking was essential for attaining success in life. Ahmad’s interaction with other boys with similar interests, ambitions, and determination while studying at GSSS Kafin Hausa played a monumental role in catapulting him higher on the ladder of success. If he had been brilliant enough but had graduated from one local and poorly equipped secondary school, the story might have been different.

Right timing was also an important factor; had it been Ahmad graduated a year or two before Lamido started awarding the scholarship, no matter how brilliant or the excellence of his SSCE, he might have ended up studying in one of the local colleges of Education or polytechnic.

Of course, success occurs most often when preparation meets opportunity. God has guided Ahmad to prepare well for his exams and classes, reading the extra mile, reading past questions, and networking with the right people. So, when the time for the WAEC and the Scholarship exam came, he was unaware, so he excelled.

Many people only wish to succeed but never prepare ahead of time. In the end, remember that Success is Ultimately THE GRACE OF GOD, whose benevolence gathers all the above factors to work for you when he decides for you to succeed at something.

Saifullahi Attahir Wurno is a medical student at Federal University, Dutse. He can be reached via saifullahiattahir93@gmail.com.

Ex-minister recounts near-death experience at hospital over deposit failure

By Uzair Adam Imam

Former Minister of Sports and Youth Development, Solomon Dalung, recounts his harrowing near-death experience at a hospital in Jos, the Plateau State capital.

Dalung reveals that he fell ill on Wednesday and was rushed to the hospital, where he lost consciousness shortly after undergoing doctor’s interviews.

In a post shared via X on Friday, Dalung recounted being admitted to the emergency ward but left unattended for over four hours due to non-payment of admission deposits.

He shared how he regained partial consciousness and managed to make the necessary deposit before receiving medical attention.

“I took ill on Wednesday, arrived at the hospital, and shortly became unconscious after doctor’s interviews.

“I was ferried into the emergency ward but abandoned for over four hrs due to non-payment of admission deposits.

“Regained partial consciousness and later did the transfer of deposit,” he revealed.

“After that,” he continued, “I fell into unconsciousness again for about seven hours.

“To God be the glory, I have been discharged after three days and recovering. Were it not for partial consciousness to pay the deposits, I would have been Mr. late.

“Many Nigerians have gone this way. Where is our humanity?” Dalung added, highlighting the urgency for better healthcare accessibility and compassion towards patients in need,” he said.

Pantami is a poor writer – IBK replies Pantami

By Halima Ibrahim

Sheikh Ali Isa Ibrahim, also known as Pantami, a former Nigerian minister, called for a debate over his books. In response, Ibrahim Bello-Kano, a Professor of English from Bayero University Kano, called Pantami a “poor writer”. The rejoinder, as obtained by The Daily Reality, reads:

Now, I have a few points to make about Mr Pantami wishing or asking to debate his critics. But before my first point, let me say this. If the forwarded message on this platform is really from, or written by, Pantami, then it’s clear that he’s a poor writer and a shoddy thinker to boot.

Look at the poorly written prose and the ample indicators of the writer’s low critical thinking acumen.

So, back to my first point: millions of books and papers by living authors are reviewed across the writing and publishing world daily, but I’ve never heard of any serious writer or author asking to debate his or her reviewers or commentators on his or her book. Pantami’s demand to debate his critics is pretty odd for any sound academic or scholar.

Second, Reviews have a world of their own and are not personal or personalised pieces or responses.

Third, Pantami can respond to his critics in writing. This is quite acceptable. His quip that his critics should rather write their own books is powerful evidence of his being an alien to academic culture.

Fourth, the debate on skills versus degree qualification is an old one, since the 1950s. It was an old credo of American Pragmatism from William James to John Dewey (see, on this, Richard Rorty’s “Consequences of Pragmatism”, 1989). So, Pantami isn’t saying anything new. He’s, again, not conversant with the topic in Education, Pedagogy, or Teacher Training.

Fifth, Pantami is the typical semi-educated person who’s pained by ASUU’s rejection of his illegal Professorship and is desperate to soothe his badly bruised ego.

Sixth, his or the claim that his book is being translated into many other languages is either a lie or just an attempt to pass off his questioned erudition. Let him or his defenders mention or give evidence as to the languages that his book has been translated into. Just how many? It’s rare to see an author literally begging to debate his critics or reviewers in the immediate moment.

Finally, Pantami can have his dubious “bragging rights”, but that’s where his case properly belongs — bragging rights for a man whose ego and scholarly claims have been badly and justifiably bruised.

Indeed, the whole debate on skills and not just degrees was misconceived. Richard Rory in his book, “Consequences of Pragmatism” shows how skills as such and theoretical understanding or epistemic capacity cannot ever be separated. Pantami’s book was a cowardly critique of University academics in general. As a person, Pantami has had deep inferiority complexes relative to his more intellectual colleagues. That became worse after his illegal Professorship debacle, which was heavily criticized by many groups. The Latinate word TECHNE says it all. You learn to root knowledge in the very act of doing.

Conceptual thinking is always present, even in the so-called skills. Take a mechanic who has had long years of learning by doing. Yet that mechanic cannot now know about changes in technology in which one has to follow diagrams, instructions, and manuals to install an electric circuit or new nozzle equipment in a new model car. The best doctors or mechanics are those who keep abreast of theoretical or conceptual developments in their field. Skills are not enough. Theoretical understanding prepares one to adapt to a situation. Pantami is just flogging a dead worse.

Again, he’s not well versed in the very philosophy of action that he wrongly thinks comes before the episteme. Finally, what would Pantami say about a cutting-edge science called THEORETICAL PHYSICS?

Lingering water scarcity in Jos

By Usman Muhammad Salihu

Jos, the capital city of Plateau State, has for long been grappling with the persistent issue of water scarcity, leaving residents to endure the consequences of insufficient water supply from the body responsible. The lack of functional boreholes and wells further compounds the challenge, painting a grim picture of daily life for the city’s inhabitants.

The city, despite being blessed with natural water sources, finds itself in the grip of a water crisis. Government efforts to address this issue have fallen short, with inadequate infrastructure and supply systems unable to meet the teeming demand.

To effectively bring an end to the menace, the government must prioritize infrastructure development, including the construction of water treatment plants and distribution networks, to ensure equitable access to clean water across the city.

Implementing and enforcing water management policies and regulations can help curb wastage and ensure responsible usage of available resources.

Engaging with local communities to understand their needs and involve them in decision-making processes can foster a sense of ownership and accountability in water management initiatives.

On the other hand, well-to-do individuals and private companies operating in Jos should integrate water provision mechanism and sustainability practices into their corporate social responsibility initiatives.

Collaborating with government agencies and NGOs can amplify the impact of private sector efforts, leveraging resources and expertise to address water scarcity more effectively.

Empowering residents with knowledge about water conservation and hygiene practices can promote responsible usage and reduce strain on limited water resources.

Supporting grassroots initiatives aimed at water conservation, such as community-led well drilling projects or water purification programs, can foster resilience and self-sufficiency within our neighborhoods.

By implementing comprehensive solutions that span governmental, private, and community sectors, the city can break free from the cycle of scarcity and ensure a sustainable water future for generations to come.

Usman Muhammad Salihu writes from Jos, Nigeria.
muhammadu5363@gmail.com

On wickedness of school proprietors

By Ishaka Mohammed

In a recently published article in The Daily Reality, one Muhammad Isyaku discussed the harsh reality of being a private school teacher in Nigeria. Despite arguing the inhumane attitudes of many school proprietors towards their employees (teachers), the writer admitted that there are still good school owners.

I have seen and heard about bosses being cruel to their subordinates in many private organisations, including schools. However, much as I wouldn’t want to completely rationalise the ill-treatment of any human being, I have to mention that some cases of maltreatment are simple reactions. Some workers break agreements without expecting any consequences. So, any attempt by a boss to implement a penalty could easily be considered as cruelty.

Nonetheless, I understand that some bosses take advantage of their subordinates by presenting them with seemingly unrealistic terms of contract. It’s unfortunate that desperation or economic realities force many people to sign some ridiculous conditions of service without a thorough examination.

For instance, as a secondary school teacher with over 24 lesson periods in a week and an average class size of 40 students, it would be unrealistic for one to prepare lesson plans and notes, deliver lessons effectively, give students a task after every contact and mark their books before proceeding to the next topic.

It would also be ridiculous for one to be expected at work by 7 a.m. and be prohibited from eating until the close of work (usually after 2 p.m.). Some people would sign but violate such seemingly impractical conditions and then demonise their employers for applying penalties.

A colleague of mine once lamented a deduction (for lateness) from his salary and threatened to resign. I found his outrage irrational because, despite the fact that we signed 7.30 a.m. in our conditions of service, our principal gave us a ten-minute grace. In addition, the first three violations in a month are pardoned. So, I wondered what that colleague really wanted.

Aside from the above, there are workers who hide their violations from their employers. Some go as far as telling lies to avoid penalties. I once went to work late and signed in after 7.40 a.m., but I was shocked when I later noticed that an older colleague, who arrived after me, falsified the time and signed in as if both of us had arrived before 7.40 a.m. Where is our integrity? Imagine what this colleague would have said about the organisation if the violation had been reported and penalised!

Things aren’t always what they appear on the surface. Just as many tenants are fond of demonising their landlords, many private school teachers vilify school proprietors by telling incomplete stories.

My views on this topic have made some people mistake me for a school owner. No, I’m not. In fact, I’m still a private school teacher.

I’ll share my thoughts on private school teachers’ salaries in another article soon, God willing.

Ishaka Mohammed can be reached via ishakamohammed39@gmail.com.

Debating the legality of institutional marketing in private schools

By Isma’il Hashim Abubakar

Schools established, owned and run by non-state actors and private institutions have, no one doubts, been providing a veritable substitute to the dilapidated public schools which have been suffering from wanton neglect by governments at various levels in Nigeria. Private schools have successfully, though not completely, reduced the burdens on governments to supply basic education for children in their public schools, which have been perpetually operating under the shadows of existential threat.

Although people of all social strata now have more faith in private schools and parents with even the meanest incomes and most fledgling source of earning, who always struggle to make ends meet, prefer to take their children to commercial schools at the behest of other life comforts, public schools, which serve as the last option for the extremely downtrodden, still seem to get congested due to the high number of enrollments of children from low-income families. If this indicates anything at all, it shows that people have now fully embraced modern education, and they can sacrifice the expensive things they have just to secure a quality formal education for their wards and children. 

While, as everyone knows, public schools tend not to have too many demands apart from the meagre or more affordable tuition fees, their private counterparts, in most cases, operate in such a way that many parents inwardly feel that the system is tilting more toward a business direction in an obvious capitalist fashion, despite that the dominant pretension of both parents and school managers is that of purely imparting knowledge and building sound character to the young and upcoming generation.

Many schools are extraordinarily excellent in both transmitting sound knowledge and instilling good morals in pupils, and as such, no material gratification can remunerate their work or compensate the teachers for their hard work, dedication and commitment toward discharging their duties and keeping good custody of what has been entrusted to them. In fact, some well-to-do parents often give gifts to teachers as an expression of gratitude for feeding their children with sound knowledge, which is primarily the responsibility of the parents but perfectly undertaken by the teachers on their behalf. As such, many parents may not bother with and will gently turn blind eyes to some straitjacketed and arbitrary financial demands that most commercial schools are now introducing day in and day out.

Some schools go beyond decorum and do not, in the least, pretend to be shy to depict their operation as a purely extortionate venture, deemphasizing the moral and instructional dimensions which their institutions are set upon. Parents now no longer feel at ease after having settled school fees which are the most basic financial burden that comes to everyone’s minds once private schools are mentioned. Not only do textbooks and instruction materials represent the source of anxiety that parents grapple with, but virtually everything which a school stipulates, largely with a marketing mindset. While most schools impose decrees that make it binding upon parents to buy textbooks, stationeries and all other instructional materials from the schools, some schools turn it into a rule that pupils and students must never be allowed into schools wearing uniforms supplied to them by their parents through all other channels apart from the tailoring unit of the schools.

Schools do complain that external tailors often violate dress codes and principles earmarked by the schools, including non-compliance with size, width and length but above all, the lack of authority to manufacture and issue official badges that are glued to uniforms. Hiding behind this pretext, schools have seized the free will of parents to transact with tailors of their choice, and because they aspire for their children to acquire quality education, they relinquish their right and bow down to the pressure of the schools. 

There is, however, no guarantee that the tailoring units of schools themselves are perfect for designing the most fitting and immaculate school attire for pupils. Having taught at both primary and secondary schools (as well as university), I have personally seen pupils wearing school-supplied uniforms that never matched or fully fitted the bodily structures of the pupils. If this is the case, this particular rule might have been informed more by a business instinct and less by a concern to preserve institutional dress codes. Parents of final year students who could only afford to pay for either WAEC or NECO exams for their children, which by the way, is better than missing both of them at once, are coerced by some schools to move heavens and earth to pay for the two exams or risk having their children removed from the list of graduating students. When they could not settle for the fees of the two exams and require the refunds of their money, they hardly recuperate more than half of what they have paid. 

Perhaps the most brazen example of such pecuniary impositions manifests in the demands of some schools on parents to pay internet charges, which would have been understandable and justified if pupils or students were engaged in regular computer lessons that are punctuated at close intervals by visits to websites. Alas! There are schools which extort this surcharge even from parents of nursery pupils, and the only justification for it is the data consumed by Whatsapp groups of parents initiated by the schools on which an administrator often sends announcements.

Many parents relate with schools while they are inwardly burnt due to how things have become in private schools, but because they envisage a better future for their children, they prefer to remain mute and only murmur their complaints on the rarest occasions or when they meet with fellow parents by the roadsides. The best opportunity for them to communicate or even express their squawks loudly to the schools is during periodic parents-teachers meetings, but the schools have been, paradoxically, hijacking and making platforms to further advocate their fiendish and self-aggrandizing policies. Their covert strategy is to appoint a loyal, docile and exceedingly compliant head of Parent-Teachers’ Association (PTA), and to gag his mouth for fear of being influenced by nonconformist parents, the schools bribe him with some free scholarship slots for his children. As a result, he weakens and sabotages any attempts by the parents to rise and challenge arbitrary extortions they suffer from these schools. 

Other schools have different, perhaps more treacherous strategies of navigating intricacies and tackling eventualities that may come up owing to this venture, such as giving undertaking papers for parents to sign before the children are accepted at the stage of enrollment, and many parents are carried away by the desire for the admission of their children and often don’t pay commensurate attention to these documents or mull over their future implications. The question that, however, is seldom asked, what is the legality of these modes of institutional marketing practices that have become norms in not only purely western-style schools but also model Islamic schools? To what extent do these operations comply with Islamic teachings and principles, and what are the business dimensions of these dealings which should then ideally be done and looked at from the viewpoint of Islamic commercial and financial regulations?

First of all, everyone knows what schools are primarily meant for, which is imparting knowledge and this should be the apex among all the operations that are expected to exist in the schools. Hence, from this prism, school fees are the most obligatory financial demands that parents are, by default, owed to schools and upon which any compromise will be a favour that the schools could grant or deny at will. Any other charge or tax is secondary and gains its legitimacy according to how it complements the primary function of schools, but, above all, it should be done in a transparent atmosphere defined by mutual agreement and understanding. In other words, selling textbooks, stationery and instructional materials at schools should be governed by Islamic commercial laws, without discrimination or thinking that schools could do as they will without referring to Islamic stipulations. If this is the case, then these materials sold to parents must be on the basis of freewill and agreement and not impositions that may result in penalties. 

Of course, many schools publish exercises and textbooks with their names and logos finely inscribed, which then makes it compulsory for parents to obtain the materials in no other places but the schools. Many other schools, meanwhile, retail the materials from markets and sell them to parents at exorbitant prices that at times double or triple the normal market prices. All these are normal and should be considered lawful businesses if only it is done with a mutual agreement such that parents have the liberty to buy either from the schools or at markets, or in the former case, if the materials are not sold arbitrarily at unimaginable prices just because of the inscriptions of logos and names. 

The general Islamic principle that confers legitimacy or otherwise to any business venture is free will and mutual agreement, and interestingly, this is explicitly postulated by the Qur’anic verse and Hadith, the two most fundamental sources of Islamic law. Allah says:

“Yā ayyuha alladhīna āmanū lā ta’kulū amwālakum bainakum bi al-bāṭil illā an takūna tijāratan ‘an tarāḍin minkum. Wa lā taqtulū anfusakum. Inna Allaha kāna bikum Raḥīma”.

“O you who believe! Eat not up your wealth among yourselves unjustly except it be a trade by mutual good-will: Nor kill (or destroy) yourselves: for verily Allah has been to you Most Merciful!” [Sūrat al-Nisā’: 29].

In his groundbreaking exegetical work al-Taḥrīr wa al-Tanwīr, the prolific commentator of the Qur’an, Muḥammad Ṭāhir Ibn ‘Āshūr posits that the prohibition to eat up people’s wealth without mutual agreement is paired with the crime of murder in the verse to draw Muslims’ attention on the gravity and heinousness of such a practice. He argues that it is emphasized because people do not largely consider it something significant and the victim is usually powerless and could hardly resist (as it occurs in private schools).

Moreover, in an authentic Ḥadith narrated by Anas bin Mālik, the Prophet (SAW) says, “lā yaḥillu mālu imri’in Muslimin illā ‘an ṭībi nafsin”. (It is unlawful to take a Muslim’s wealth except with his goodwill). [Dāru Qutnī, 3/26].

As asserted earlier, a lot of transactions in private schools are imposed upon parents, and school authorities often warn parents and even threaten to apply penalties when these marketing ventures are observed in the breach, leaving no room for a bargain and mutual consent that would ordinarily prevail in open transactions. Since this is the case, only a few people will contest the illegality of this practice. Needless to say, some officials and authorities, including ironically, of schools paraded as Islamic models, are, to some extent, oblivious of the legal status of their policies, although this is not a valid, genuine and acceptable reason. A Muslim is, after all, and before anything else, principally required to be fully conversant with the pros and cons of any action he undertakes.

One of the easiest ways to make amends and rectify this wrong tradition, irrespective of how well consolidated it is, how difficult it may be to refrain from or how odd our argument may sound to some, is to be so transparent and open to parents and gear the deal to be dictated by consent and mutual agreement. Freewill and mutual agreement are pivotal in any financial dealing and they determine whether it is done lawfully or unlawfully. 

And since schools, especially the religious ones, enjoy respect from parents, it will hardly be burdensome to mutually arrive at some understanding, and this, as beautifully ratiocinated by Ibn ‘Āshūr, could lead to the implementation of the divine principle that “if they give up willingly to you anything of it, then take it in satisfaction and ease” (fa in ṭibna lakum an shai’in minhu nafsan fakulūhu hanī’an marī’a) [Sūrat al-Nisā’, 4].

Indeed there is a need for governments to intervene and reintroduce guidelines that will neither oppress the schools nor allow them to do as they like, pertaining to their financial dealings with parents. Parents in Kano, for instance, will certainly look back with nostalgia at the era of Governor Rabiu Musa Kwankwaso, who laid down modalities that checkmated arbitrary extortions of parents by commercial schools. He formed a formidable committee that regularly went around schools and observed their operations to ensure they complied with state regulations, most of which were meant to shield masses from further extortions.

Unfortunately, Kwankwaso’s successors did not maintain the tempo, and now things are, to say the least, almost getting out of control. School authorities would increase school fees at will and would rush to mention inflation as a cause and the need to better the condition of their staff, while in essence, it is the proprietor and a few notable among his cliques that would end up enjoying while flowing pittance to and leaving the majority of staff to keep on wallowing in despondency.

Ismail writes from Rabat, the Kingdom of Morocco and can be reached via ismailiiit18@gmail.com.

The battle of the White Lion, the Eagle, and the rest of us

By Lawan Bukar Maigana 

Many people believe that journalists also aid money laundering in Nigeria. This may be true as some professional journalists are sometimes hired to protect and polish the horrible images of politicians, like the former Governor of Kogi State, Alh. Yahaya Bello.

Let us be brutally frank: Bello was notorious for owing Kogi workers their salaries for months and even years when he was governor.  

The self-acclaimed White Lion was a ‘cancer’ Kogi workers battled with throughout his stewardship. Surprisingly, a mere eagle chased him, and everyone knows he went into hiding despite his lioness strengths. It is so strange that a perceived ordinary eagle has humbled him. This eagle deserves a national award for successfully turning a lion into an ordinary fearful man.

Unequivocally, I have come to the realization that some lawyers are also culpable when it comes to issues of protecting political elements who looted public funds for their personal enjoyment, forgetting the indomitable eagle that fights fat-belly lions and defeats them, especially when the lions and tigers have eaten so much that they can’t even run, let alone fight back. 

If not unpatriotic, why would a legal luminary describe the EFCC’s move against the former egoistic Governor of Kogi State, Yahaya Bello, as ‘illegal’? If arresting or declaring him wanted was illegitimate, what is the constitutional name given to money launderers? I guess they are called ‘My lord’. I can’t even describe how sad I was when I read the news that a lawyer has advised the Economic and Financial Crimes Commission (EFCC) not to act above the law in its efforts to arrest and subsequently prosecute Kogi’s former governor.

I don’t know what the lawyer means by ‘not acting above the law’ in this context because it is the law that establishes the commission and empowers it with the right to arrest and prosecute unjust public officers who turned public offices into a stealing factory where theft is committed with impunity. Professionals like journalists and lawyers should ideally lead the fight against injustice and bad governance and uphold state accountability and transparency through every means available at their disposal, not the other way around.

While writing this afternoon, I read an article by a reporter from The Street Journal. The report was accompanied by a video of a female civil servant protesting against the non-payment of nine years’ salaries by the immediate past Governor of Kogi State. She said, ‘I have not been paid for seven years. Tinubu, are you hearing this? I am dying of hunger. Tinubu, where are you? Yahaya Bello, armed robber.’ I believe there are thousands like her who are suffering in silence due to fear of victimization by either the past Governor or his cult-like loyalists, who can commit unspeakable offences to silence the existing truth that uncovers the wrongdoings of the white lion. 

The lawyer uncommonly went on to challenge the withdrawal of state security details attached to the ‘White Lion’ and even termed it as illegal, adding that Bello is now exposed to great political dangers. I tend to wonder if there is anything as dangerous as subjecting people to hunger and starvation by not paying their salaries for years. It is in the news. The man has been having issues with the Labour Congress over non-payment of salaries for years. I guess the alleged pocketed N80.2 billion Naira largely owned by starving civil servants of Kogi State.

In relation to the charges against Yahaya Bello, the 21st Century Chronicle published on January 12, 2024, that the embattled ex-Governor of Kogi State, along with his nephew Ali Bello, had been arraigned before the Federal High Court in Abuja over a suspicious transaction in a N10 billion money laundering case, transferred in tranches from the accounts of the Kogi State Government and that of the state’s government house account. This, among many similar charges against him, shows that he’s unlikely innocent of the crimes attributed to him.

I am not antagonistic towards Yahaya Bello as a person. My concerns stem from patriotism, and I only wish that the Federal Government will not interfere in his case in any way, as he is a white lion who proudly once said that he is never afraid of any confrontation. Let the truth set him free if he was truthful and honest. We are keenly following his case.

Lawan Bukar Maigana writes from Abuja and can be reached via email: Lawanbukarmaigana@gmail.com.