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By Rabiu Alhassan Elkanawi

As Nigeria continues to champion financial inclusion and socio-economic development, KAYI Microfinance Bank has taken a decisive step to address the needs of remote communities through an initiative named Grassroots Empowerment and Engagement Project.

Recognising the unique challenges faced by Tsangaya (Almajiri) schools in Northern Nigeria, KAYI Bank has launched a pilot program across four states—Kano, Katsina, Kaduna, and Jigawa—targeting these centuries-old learning centres to boost financial literacy, entrepreneurial activities, and access to digital banking services.

Tsangaya schools have traditionally offered Islamic knowledge, basic literacy, and numeracy skills, primarily in Arabic. Many of these centres are located in areas with little or no access to conventional banking facilities, leaving them vulnerable to financial exclusion. Poverty and unemployment continue to be rampant in these communities, where students (almajirai) often resort to street begging to meet their needs. This new program by KAYI Microfinance Bank directly tackles these issues by positioning Tsangaya instructors and leaders as community champions of digital financial inclusion and economic empowerment.

Piloted in August 2024, the program provides each participating Tsangaya school with a range of resources valued at about five million naira. This includes training sessions on financial literacy, business management, and start-up funds. These investments enable each school to establish and operate a cash point business, offering critical services such as deposits, withdrawals, and transfers. By eliminating the need for community residents to travel long distances to access banking, the initiative significantly cuts costs and eases residents’ financial transactions.

The empowering nature of this approach promotes trust in financial institutions. Community members can interact with familiar faces—teachers and leaders from the Tsangaya schools—who have undergone comprehensive training to provide financial literacy and other training to the community and effectively manage these cash points. Over time, the program will enhance economic engagement, stimulate local entrepreneurship, and help reduce poverty rates in historically underserved regions.

By placing financial tools within reach of marginalised populations, KAYI’s initiative offers a sustainable solution. Stakeholders, including students, parents, and local traders, gain firsthand exposure to the benefits of digital banking. Basic financial concepts—saving, budgeting, and prudent money management—are introduced in an environment that respects the community’s cultural norms and values.

This program’s potential extends beyond immediate monetary benefits. Supporting Tsangaya schools contributes to the broader goal of social development and community upliftment. If children have better prospects for skills acquisition and financial stability, fewer may be compelled to resort to street begging. Building trust and familiarity with digital banking services encourages more people to open savings accounts, apply for microloans, and engage in entrepreneurial endeavours.

KAYI Microfinance Bank’s efforts align with the broader objectives of financial inclusion strategies set by the Central Bank of Nigeria (CBN). With many remote regions in the North still lagging in access to credit and other essential banking products, the bank’s model provides a blueprint for how financial institutions can partner with local leaders to overcome distrust and logistical barriers. Further replication of this approach will likely spur economic activities, reduce unemployment, and help alleviate poverty.

As the pilot program continues, KAYI plans to monitor and measure outcomes to refine and expand the model. The ultimate goal is to replicate the initiative across more states in Northern Nigeria and beyond. The bank envisions a future where every region, no matter how remote, can participate actively in the digital financial system, thereby nurturing entrepreneurship and uplifting entire communities.

KAYI Microfinance Bank is a beacon of corporate social responsibility. By creating a culture of financial literacy among grassroots populations, the bank has set a high standard for other financial institutions to follow. By merging profit-driven objectives with a genuine commitment to social impact, the bank has created a virtuous cycle: stronger local economies, lower poverty rates, and a more inclusive financial ecosystem that can drive sustainable development across Nigeria.

Rabiu Alhassan Elkanawi writes from Kano, and he can be reached via email at alhassanelkanawi@gmail.com.

By Anwar Usman

Kano state Governor, Abba Yusuf of has extended warm and heartfelt New Year greetings to the people of the state within and outside the state including those in the diaspora.

He expressed optimism that 2025 would be a brighter and more prosperous year.This was contained in a statement signed by the governor’s spokesman, Sunusi Tofa on Wednesday.

In his message, the governor appreciated the resilience and patience of Kano residents in navigating the challenges of 2024 and reassured them of his unwavering commitment to delivering meaningful progress and development in 2025.

The governor, in the statement was quoted saying “Happy New Year to the good people of Kano State. May 2025 bring us peace, prosperity, and more unity”.

While pledging to work tirelessly to improve the lives of every citizen of the state, Yusuf said his administration had made significant efforts to ensure the timely approval of the 2025 budget, describing it as a critical step toward accelerating development across the state.

With the budget now in place, the governor expressed confidence that Kano would witness remarkable improvements in infrastructure, healthcare, education, and agriculture in the year ahead.

He also reiterated his administration’s commitment to empowering youth and women through skills acquisition initiatives and increased access to credit for small and medium-sized businesses.

The governor called on the people of Kano to remain united and supportive of the government’s vision for progress.

By Uzair Adam

Bayero University Kano (BUK) has announced the promotion of 66 academic staff to the esteemed ranks of Professors and Associate Professors for the year 2024.

This was disclosed in a statement issued by the Deputy Registrar/Head of Public Affairs Directorate, Lamara Garba, on Tuesday.

The Daily Reality reports that 44 academic staff members were elevated to the rank of Professors, while 22 others achieved the status of Associate Professors.

The statement noted that this achievement reflects the university’s unwavering commitment to promptly recognizing and rewarding academic excellence.

“Among these recent promotions are the backlogged cases from 2023, ensuring that all deserving staff members receive due recognition,” the statement added.

Promoted to the Professorial cadre were the Minister of State for Education, Suwaiba Said Ahmed, Suleiman Mainasara Yaradua, and Muhammad Sani Umar Musa, among others.

The Management reassured the university community that all eligible individuals would be promoted in line with the institution’s promotion guidelines, while urging staff and departments to strictly adhere to these guidelines to uphold the integrity and transparency of the promotion process.

By Uzair Adam 

President Bola Ahmed Tinubu expressed optimism about brighter prospects for Nigerians in 2025 in his New Year message. 

He highlighted economic improvements, such as reduced fuel prices, strengthened foreign reserves, and increased foreign investments, and attributed them to his administration’s efforts.  

Tinubu acknowledged challenges like high food and drug costs and pledged to tackle inflation, aiming to lower it from 34.6% to 15%. 

He announced plans to expand credit access by establishing a National Credit Guarantee Company to begin operations by mid-2025 to boost economic growth and support underserved groups.  

The president called for unity, urging Nigerians to avoid divisive tendencies and remain focused on building a prosperous nation. 

He reaffirmed his commitment to reforms, emphasising his goal of achieving a one trillion-dollar economy.

By Anwar Usman

The Nigeria Police Force, Federal Capital Territory Command, recovered a total of ₦409,992,000 from criminals during various operations in 2024.

A breakdown of the recovered sum, according to the command’s scorecard made available to journalists on Wednesday by the command’s spokesperson, Josephine Adeh, revealed that ₦36,850,000 was recovered from kidnapping suspects; ₦68,552,000 from armed robbery suspects; ₦19,590,000 from burglary cases and ₦285,000,000 from fraud cases.

Also, in 2024, Adeh stated that 1,426 cases were reported, leading to the apprehension of 1,077 suspects.

According to the scorecard, fraud cases were the most reported, with 385 cases and 422 suspects arrested. This was followed by armed robbery, with 268 cases and 132 suspects arrested.

One-chance robbery ranked third, with 263 cases leading to 71 arrests. Car theft came next, with 127 cases and 64 suspects arrested. Kidnapping took the top five position with 104 cases, resulting in the arrest of 216 suspects.

“For cybercrime, 32 cases were reported, and 15 suspects were arrested. For homicide, 68 cases were reported, leading to 78 arrests. Burglary saw 73 cases, with 20 suspects arrested, while cultism recorded 38 cases, leading to 59 arrests,” the scorecard stated.

The report also indicated that 376 firearms, including 13 AK-47 magazines and 187 rounds of live ammunition, were recovered.

The report further revealed that “Seventy-three vehicles were recovered from car theft cases, 24 from one-chance robbery cases, and two from cultism cases. The above statistics show a 15.1% reduction in crime incidents within the FCT, recorded between 2023 and 2024. Additionally, 68 kidnapping victims and 19 one-chance robbery victims were rescued”.

While highlighting the command’s readiness for 2025, Adeh explained that efforts would focus on enhancing community policing and conducting targeted operations.

“Building on the successes of 2024, the Command will intensify: Community policing engagements—intelligence-led policing strategies. Targeted clearance operations and public enlightenment initiatives were used to address the evolving security demands of the FCT.

“With a significant reduction in crime rates and a stable, peaceful atmosphere in the FCT, the Command is committed to sustaining the momentum in fighting against criminal activities,” she said.

By Abdullahi Mukhtar Algasgaini

Bashir Saidu, the chief of staff to Nasir El-Rufai, the former governor of Kaduna State, was arrested by Operation Fushin Kada, formerly Operation Yaki, on Tuesday.

Mr Saidu, a top political ally of Mr El-Rufai, was rounded up by the operatives of the anti-banditry police outfit in the Rigachikun area, allegedly on the orders of the state government.

Sources said the operatives earlier laid ambush near Mr Saidu’s residence at Coronation Crescent, Kaduna, before pinning him down at Rigachikun.

A source familiar with the development said he was first taken to the Operation Fushin Kada office at Constitution Road, where they took his statement and later arraigned him at a magistrate’s court in Rigasa.

“I wonder why Operation Yaki [Operation Fushin Kada] will involve itself in a clear case of political witch-hunt and repression against loyalists of former Governor El-Rufai.

“The operatives have abandoned their job of protecting the citizens against bandits and kidnappers to harass innocent citizens. It is strange that Operation Yaki is now preparing FIR and filing charges against perceived opponents of the governor.

“Despite giving a satisfactory statement, denying involvement in money laundering and sale of 12 government houses, the operatives nevertheless took Bashir Saidu to court,” said the source.

After hearing the arguments of the prosecution and defence counsel, Magistrate Muhammad Lawal Musa rejected the bail application and ordered the former chief of staff remanded at Kaduna Central Prison.

The case was adjourned to January 21, 2025.

Sources familiar with Kaduna politics said politicians loyal to Mr El-Rufai are currently facing charges either in the state or at the Code of Conduct Tribunal, EFCC or ICPC.

A spokesman for Governor Uba Sani, Ibraheem Musa, could not be reached when filing this report.

By Abdullahi Mukhtar Algasgaini

The Organized Crime and Corruption Reporting Project (OCCRP), an organisation focused on investigating global corruption and crime, has announced the list of the top individuals involved in corruption for the year 2024. Nigerian President Bola Ahmed Tinubu ranks third on this list.

OCCRP conducted this selection by gathering votes from people around the world to identify those who have significantly promoted corruption, dishonesty, and increasing poverty in their countries.

In this year’s list, President Tinubu secured the third position, following the former president of Indonesia, Joko Widodo. The president of Kenya, William Ruto, received the most votes. 

However, the prestigious “Person of the Year” award was given to former Syrian President Bashar al-Assad, who is said to have fled to Russia after years of plundering his country’s wealth.

By Uzair Adam  

Kano State Governor Alhaji Abba Kabir Yusuf has approved a two-year service extension for the Head of Civil Service, select Permanent Secretaries, and senior civil servants, effective December 31, 2024.  

This decision, formalised through an Executive Order signed by the Governor, is rooted in the Doctrine of Necessity and aligns with Section 5(2) and Section 208 of the 1999 Constitution of Nigeria (as amended).  

A statement from Aliyu Yusuf, Director of Public Enlightenment, Office of the Head of Civil Service, highlighted the beneficiaries of the extension. 

They include Alhaji Abdullahi Musa as the Head of Civil Service and Permanent Secretaries Umar Muhammad Jalo, Bilkisu Shehu Maimota, Mu’azatu Isa Dutse, Abdulmuminu Musa, and Tijjani Muhammad Sharif. Bashir Idris Diso, the Clerk to the State House of Assembly, was also listed.  

The extension applies to civil servants who were due for retirement by December 31, 2024, under the Civil Service Rules and Kano State Pension Trustees Fund Law. 

According to the Executive Order, these individuals have demonstrated exceptional competence, dedication, and responsibility in their roles, making their retention critical to ensuring efficient service delivery.  

Senior civil servants granted the same extension include Comrades Kabiru Ado Minjibir, Marwan Mustapha, Tajuddeen Bashir Baba, Hashim A. Sule, and Kabiru Inuwa. Additionally, critical healthcare professionals, including Amina Idris (Psychiatric Nurse), Ahmad Lawan (Peri-Operative Nurse), Hussaini Nuhu (Pediatric Nurse), Salisu H. Nadosun (Peri-Operative Nurse), and Larai Ahmadu (Critical Care Nurse), also benefited from the extension.  

The statement emphasised the importance of these personnel in maintaining the functionality of the state’s civil service and directed the beneficiaries to continue their duties according to the Civil Service Rules.

By Uzair Adam

The Military High Command has labeled the notorious bandit and terrorist leader, Bello Turji, as a “dead man walking.”

Turji, infamous for his criminal activities in Zamfara, Sokoto, and Niger states, remains one of the most wanted terrorist figures in North-western Nigeria.

Speaking during a briefing in Abuja on Tuesday, Maj.-Gen. Edward Buba, Director of Defence Media Operations, reviewed the military’s 2024 efforts in counter-terrorism and banditry.

“Terrorists exist to perpetuate war, but they must be eliminated for peace to thrive. Our troops have maintained relentless pressure on terrorist enclaves, strongholds, and hideouts to hasten their defeat,” Buba said.

He disclosed that thousands of terrorists, including commanders and foot soldiers, were neutralized during the year.

“Bello Turji is a prime example. He is merely a dead man walking, and his end is inevitable, just like the others we have eliminated,” he added.

Buba went on to stated the military’s success against several high-profile terrorist leaders in 2024.

Among those neutralized were Halilu Sububu, Dutse Mainasara Idda, Mohammed Amadu, and Alhaji Baldu, alongside many others.

He further revealed that the sustained intensity of military operations had compelled numerous terrorists, including their families, to surrender.

The military, Buba assured, would continue to employ overwhelming force to defend the country and ensure lasting peace for Nigerians.

By Hafsat Jaafar 

2024 was an amazing and memorable year that changed my life. Having my parents and siblings alive is one of the most joyous gifts of life, for they give me a positive vibe. My mother and siblings support me through every phase of life in whatever path (good) I walk. 

I got a job with a popular private primary school around September 2023, and it was one of the most challenging working environments. I was new to teaching kids, new working environments, colleagues, and different standards/sets of rules. My mother and siblings supported me with the ‘you-can-make-it’ idea when I thought about quitting for certain reasons and incidents. 

I finally persevered through every hardship, believing that challenges are part of growth and experience. This experience made me realise that not all that glitters is gold, and not everyone you meet at your workplace who smiles and laughs with you is a true friend, though I made many friends who are like family.

For all the years I have been a teacher, teaching kids has been one of my best experiences and has changed many thingsin my life. Kids tend to give you joy and hope. Seeing them happy brings a sense of satisfaction to your soul, for they have no worries and don’t even know what life is about. They only care to be given whatever they wish or request, no matter the circumstances. ‘NO’ is not an answer to them.

Technological Kids, as I call them, are always curious; they ask many questions and expect you to know all the answers and everything in the world. Being an adult, they tend to see you as their role model, parent, doctor and saviour. They are the coolest, most annoying, innocent beings you would ever meet. 

One of the most memorable moments of my life was getting an offer for a teaching job. I wasn’t expecting it to come soon, but God was so kind that my prayers were answered. When a call came in about the job, I thought it was a scam,so I ignored it. My father was called and informed, and that was when it dawned on me that the call was for real.

My relationship of three years–we have already been friends for about six years–crashed and collapsed like the national grid in Nigeria. It died a natural death. Turning a blind eye to things in a relationship matters a lot, but when it’s been toxic with many red flags, letting go of whatever and whoever you are dating matters the most for your safety and mental health. It takes a lot of courage to do that, though. It was one of the most challenging decisions I ever made in 2024.

December, the last month of the year, comes with festivities, especially weddings. We were invited to many weddings. The one that stood out was that of a family friend, who is Kanuri: paternal side Yusufari, Yobe state, Nigeria and maternal Niamey, Niger Republic. 

The coming together of two countries with diversified cultures and traditions gave a unique picture of how the two ethnic groups, though from the same country, celebrate weddings as one of the most important events in a person’s life.

Events are celebrated with lots of food, especially snacks,fura (a different kind with chunks of cheese), grilled meat garnished with lots of vegetables, and bread (French bread). Guests are considered among the most important people and are treated with the utmost respect, especially elderly people. Their attire, Laffaya (a wrap around the entire body with a colourful fabric), is one of the most unique and modest modes of dressing for which the Kanuris are known.

Incense will be burned throughout any event, indoor or outdoor; it’s like a necessity in every part of their lives, creating an aromatic environment that changes their mood from being gloomy to a vibrant person. 

Three different languages are the means of communication between the two tribes (Kanuri, French, and Zarma), though some understand English, while a few speak the Hausa language. The wedding is one of the most elegant, colourful and the most expensive of the year 2024 that I have attended.

This year, I learned three lessons: to leave people where they are, accept situations for what they are, and realise that not every action needs a reaction. 

Come 2025. In sha Allah, I look forward to success, blessings, a calm heart, a peaceful soul, and lots of love.

Hafsat Ja’afar wrote from Kano via jaafarhafsat@gmail.com.