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FG cracks down on COVID-19 relief funds defaulters, to recover loans through GIS

By Muhammadu Sabiu 

Individuals and small to medium-sized enterprises (SMEs) that have defaulted on the repayment of the N544.2 billion COVID-19 Targeted Credit Facility (TCF) are now under scrutiny as the Federal Government-owned NIRSAL Microfinance Bank (NIRSAL-MFB) takes proactive steps to recover the loans. 

NIRSAL-MFB has activated its Global Standing Instruction (GSI), which will be used to recover the loans, and enlisted defaulting beneficiaries in the Central Bank of Nigeria’s (CBN) Credit Risk Management System (CRMS), preventing them from accessing further credit opportunities. 

The N544.2 billion COVID-19 TCF was disbursed to aid small businesses and individuals during the pandemic. A breakdown of the funds reveals that N261.4 billion was distributed to 643,486 households, N112.5 billion to 114,476 SMEs, and N14.3 billion to 31,462 individuals through non-interest banks (NIB HH). 

In addition, N2.1 billion was extended as loans to 3,523 individuals through the NIB SM scheme, while 32,355 beneficiaries received N118.4 billion under the Agric, Small and Medium Enterprise Scheme (AGSMEIS). 

The Anchor Borrowers’ Programme (ABP) supported 107,035 individuals with N33.8 billion in loans, and the Nigeria Youth Involvement Fund (NYIF) assisted 5,539 recipients with N1.96 billion in funding. 

All beneficiaries of the TCF, during their application process, unwittingly authorized the CBN to institute the GSI on their bank accounts.

This strategic move enables NIRSAL-MFB to deduct outstanding loan payments directly from borrowers’ accounts. This development underscores the commitment of the Federal Government to ensure that the relief funds are repaid as originally intended, and it serves as a warning to those who have neglected their repayment obligations. 

Defaulting beneficiaries will now face stringent measures to recover the outstanding N544.2 billion, as NIRSAL-MFB employs the GSI and CRMS to track and prevent further access to credit. 

The move by NIRSAL-MFB has prompted discussions on the importance of responsible borrowing and timely repayment of loans, especially in the context of government-backed relief programs. 

It remains to be seen how this action will impact the financial standing of defaulters and whether it will serve as a deterrent to future borrowers who may consider defaulting on government-sponsored loans.

Unreported death toll of Muslims in Nigeria 2021-2022

By Abdurrahman Muhammad

The Muslim Rights Concern (MURIC) has accused a section of the media and its allies of continuously neglecting the increasing death toll of Nigerian Muslims but are quick to report the fabricated number of dead Christians at the instance of the Christian Association of Nigeria (CAN).

It has come to our notice that the majority of security-related challenges being faced in Nigeria, most of which result in the death of Muslims, especially when in large quantity are mostly unreported or, at best, under-reported; we at the Muslim Rights Concern (MURIC) have seen this as a ploy to portray Muslims as the perpetrators of these various crimes in Nigeria, ranging from terrorism, kidnapping, cattle rustlings, banditry, etc.

The Muslims have always been complacent, consoling themselves without making noise on various social media platforms whenever the unpleasant news of the death of their brothers and sisters in Islam filters in. This is because Allah has emphasised to us through the Holy Quran that “All Souls Shall Taste Death” (Qur’an 3:185), whereas CAN is always quick at playing the victim card, and its voice can be heard at the seventh heaven.

Social media and traditional news media also become awash with unprintable comments to escalate the incident beyond the real magnitude. The Muslims are, therefore, always at the receiving end. In contrast, Muslims lose the highest number of victims of the security challenges Nigeria is currently facing.

It is a known fact that the majority of the act of terrorism by the dreaded terrorist organisation in Nigeria (Boko Haram) has led to the death of more Muslims than Christians; the terrorist group detonated bombs in metropolitan areas in the northern part of Nigeria where the Muslims have the highest population. It is, therefore, only logical to say that the terrorist group targets Muslims more than Christians; thus, any Christian who becomes a victim is more collateral damage because the real targets are the Muslims.

In an effort to set the records straight, MURIC has carried out a statistical analysis of violent attacks and has gathered data on Muslims who were casualties of various attacks carried out by armed groups such as Boko Haram, the Indigenous People of Biafra (IPOB), armed bandits, herdsmen and the so-called unknown gunmen.

It was discovered that between 2021 and 2022, the total number of Muslims who have become casualties is as high as two thousand two hundred and sixty-four (2,264). This figure is for reported cases. Only Allah knows the exact number of thousands of unreported cases of Muslim deaths.

Of this figure, 1,829 were killed by Boko Haram, 288 Muslims fell victim to banditry, 98 were killed by unknown gunmen, 36 by herdsmen and 13 by IPOB.

We appeal to the Muslim populace not to seek vengeance as Allah is sufficient for us, and only Allah knows the punishment most suitable for perpetrators of the killings. We also remind co-country men to tread softly and not to insult the sensitivity and cool-headedness of Nigerian Muslims; our religion teaches “Peace”, and on that mantra, all our engagements are based.

Lastly, while we acknowledge that efforts made by the security agents are already yielding results, we implore them to increase their vigilance to ensure a prosperous and peaceful nation.

My dream of a united and prosperous Nigeria

By Usman Muhammad Salihu

As a citizen of this great country, my dream of a united and prosperous Nigeria is not merely a wish but a vision that I believe is soon to become a reality. 

Nigeria’s diversity is one of its greatest strengths. With over 250 ethnic groups, various languages, and a vibrant tapestry of cultures, our nation possesses immense potential for creativity, innovation, and resilience. I firmly believe embracing and celebrating this diversity is vital to unity.

As a giant of Africa, Nigeria has abundant natural resources, including oil, minerals, and arable land. Our economy has the potential to thrive, create jobs, and improve the standard of living for all Nigerians. To realise this dream, we must invest in sustainable development, diversify our economy, and ensure that the wealth generated benefits all citizens.

Furthermore, A united and prosperous Nigeria must prioritise education and innovation. Our population is a valuable asset, and by providing quality education, vocational training, and support for research and development, we can unlock their potential and drive economic growth.

To achieve prosperity, we must demand transparency, accountability, and good governance from our leaders. A united Nigeria requires leaders who prioritise the welfare of the people, uphold the rule of law, and work tirelessly to eliminate corruption.

Security is a fundamental prerequisite for prosperity. We must address security challenges, promote peace, and foster an environment where businesses thrive, and citizens can live without fear. 

Investing in infrastructure, such as roads, healthcare facilities, and power generation, is essential for our nation’s progress. This improves the quality of life, attracts investments, and creates job opportunities.

Active participation of citizens in the democratic process is crucial. We must engage in dialogue, vote responsibly, and hold our leaders accountable for their actions to ensure that our collective dream is realised.

Together, we can build a Nigeria where every citizen enjoys the fruits of unity and prosperity and our nation stands as a beacon of hope and progress for all of Africa.

Usman Muhammad Salihu writes and can be reached via muhammadu5363@gmail.com.

Hike in registration fee in Nigerian varsities: A result of FG’s negligence

By Najeebullah Lawan

It becomes a new normal that the Academic Staff Union of Universities (ASUU) embark on a strike to press demand on one issue or another almost every year in Nigeria. This menace has been here since 2009, with each year’s strike becoming worse than the previous one. The feud between ASUU and the Federal Government (FG) has badly, as it is clear, affected the education system in Nigeria.

The battle corners include revitalisation of the universities, providing infrastructure, enhancing research conducts, and reviewing lecturers’ salaries and allowances, among others, as contained in the MoU signed by the Nigerian government and ASUU.

It is essential to note that ASUU is a union of Academic Staff of Universities consisting of [except a few] lecturers from the Nigerian public universities.

These lecturers have wives, children and relatives in the schools they teach nationwide who are under their sponsorship from their hard earnings.

I believe these people will never do anything that could temper with the system because their close relatives and children benefit from it.

Moreover, our lecturers spent decades without substantial review of their salaries despite all the hikes in the price of foodstuffs and other necessities in Nigeria. It is heartbreaking that a university professor earns less than the salary of some government appointees – SAs and PAs.

It is unbecoming to leave these people alone fighting the government that leaves them without the good welfare their counterparts enjoy, even in many African countries. This fight is for all of us.!

In 2020, ASUU stood up to fight for their rights and the students in general, which led to the total closure of all universities in Nigeria. However, the coronavirus pandemic also contributed immensely to the longevity of this strike, making it one of the worst and longest strikes ever in the history of Nigerian universities.

Unfortunately, the Nigerian government did nothing to stop the strike. It betrayed the university lecturers, leaving them and their students stranded amidst a dilemma.

Again, in 2021, there was another strike by the university lecturers who demanded FG to fulfil its promises made in 2012 and 2020. This strike lasted eight months, and the lecturers were not paid a single kobo. As I write this, FG still owes lecturers months’ salaries and areas.

For all the struggle by ASUU, they were doing this for the betterment and standardisation of higher institutions nationwide. However, they got nothing from most of the students and parents in return except insults and mocks.

As of that time, ASUU warned students and parents that if FG defeated them in that fight, there would be a serious problem for students and parents that not everyone could bear.

Defeating ASUU, the Federal Government deliberately refused to fund its universities with enough funds.

As a result, in 2023, there was an increment in registration fees by many universities, such as the University of Maiduguri, University of Benin, University of Lagos, ATBU, ABU and a host of others. However, the one by Bayero University, Kano (BUK), brought a loud noise in the entire north, probably due to its status. Here are some clarifications:

1:- We heard that the university Vice-Chancellor, Prof. Adamu Abbas, made an explanation concerning the situation of the universities in Nigeria, saying that everything related to running the administration of the university is costly.

2:- Recently, ABU extended the resumption date for students due to an outage by the Kaduna Electric Distribution Company (KAEDCO) over alleged millions of Naira debt, which ABU owes KAEDCO.

3:- The monthly budget for running Bayero University is close to N100m. This money is spent on KEDCO for power, diesel, water and security.

4:- The FG is giving only N11m, which represents only 1% out of 10% BUK is spending every month, and the management of the university manages to utilise the system with the little they are getting from the government.

5:- The current economic situation of Nigeria and the Federal Government’s manner towards universities has left the management of Bayero University, Kano, with no option but to increase the central registration fee for students.

Despite these, BUK remains the cheapest Federal University in the entire north except for a few varsities currently in the second semester, and a review of their registration fees could be seen as something inevitable.

Regarding the just concluded points, we can say that ASUU does not hate education, and its fight is for the system’s revival. Also, the increment of university registration comes from negligence by the Federal Government. Meanwhile, without this kind of increment, the system will undoubtedly collapse.

Najibullah writes from Kano, Nassarawa Local Government. He can be reached via najeebullahlawan@gmail.com

President Tinubu orders immediate payment of insurance entitlements to families of fallen soldiers

By Muhammadu Sabiu 

President Bola Tinubu has issued a directive for the immediate settlement of insurance entitlements owed to the families of officers and soldiers who made the ultimate sacrifice while defending the nation. 

This directive, which underscores the government’s commitment to the welfare of its armed forces, was announced by the Chief of Army Staff, Lt.-Gen. Taoreed Lagbaja, during the opening of the Combined Second and Third Quarters COAS Conference on Tuesday in Abuja. Lt.-Gen.

Lagbaja emphasised the paramount importance of the welfare of troops and their families, pledging to strengthen existing welfare arrangements to improve the well-being of both active service members and their loved ones. 

He outlined several key initiatives aimed at enhancing the lives of military personnel and their families, including the provision of suitable living quarters and the introduction of the ‘Affordable Home Ownership Option for All Soldiers Scheme’ to provide affordable, high-quality post-service homes. 

Furthermore, the Chief of Army Staff assured that the Nigerian Army would prioritise the medical care of injured soldiers and continue to support the widows and next-of-kin of those who had fallen in service to the nation. 

Lt.-Gen. Lagbaja expressed deep appreciation to President Tinubu for his directive to promptly settle all pending insurance payments owed to the families of deceased servicemen and for his strategic guidance of the Armed Forces. 

He took the opportunity to reiterate the unwavering loyalty and commitment of the officers and soldiers of the Nigerian Army to the defence of the Constitution of the Federal Republic of Nigeria. 

This directive and the commitment of the Armed Forces leadership underline the government’s recognition of the sacrifices made by its military personnel and their families, affirming its dedication to their well-being and the nation’s security.

One life, one liver: Hello North, a hero has fallen – Adieu Dr Tijjani Ibrahim

By Fadhila Nuruddeen Muhammad

The journey towards becoming a doctor often begins in childhood, driven by a deep desire to help others and positively impact people’s lives. For many, like myself, the path may take unexpected turns, leading to different callings. I recall my childhood fascination with medicine, even playfully emulating the role of a doctor in my school days, using improvised tools such as cloth face masks and hand gloves to “perform surgery” on classmates’ pens. I’d then transfer the ink from one tube to another, all to save my classmates from running out of ink. Life has a way of guiding us, and for me, that path led to journalism.

Tijjani Ibrahim, however, followed his childhood passion to become a committed and dedicated young medical doctor. His journey was filled with promise, but it took an unfortunate turn when he was diagnosed with advanced Chronic Liver Disease, Liver Cirrhosis, a consequence of Hepatitis B Viral Infection in June 2023.

Dr Aisha Danbatta, a medical consultant at Murtala Muhammad Specialist Hospital, explained Hepatitis B as a global health challenge that targets the liver, causing both acute and chronic illnesses. “This virus can be transmitted through various means, such as from mother to child, unscreened blood transfusions, exposure to contaminated materials, sexual contact with an infected partner, and even through saliva. Unlike HIV, Hepatitis B has a longer lifespan, making it easier to transmit.”

Dr Danbatta emphasised the prevalence of undiagnosed cases due to a lack of immunisation, leaving many unaware of their condition. Those diagnosed often struggle to afford vital tests like viral load measurements, which determine the quantity of the virus in the blood and assess the extent of liver damage. Physical examinations, ultrasounds, and fibroscans are also crucial in evaluating liver fibrosis and scarring monitoring the progression of the disease.

Dr Tijjani was first at the National Hospital, Abuja, where he was doing his house job and diagnosed with Liver Cirrhosis at the same hospital in June this year. The cost of his treatment was quite high, and he could not afford it. The National Hospital Abuja could only support his medical bills by creating an official memo. He was later transferred to Aminu Kano Teaching Hospital in Kano.

Hamza Danyaro, a friend of the late Dr Tijjani Ibrahim, explained that “his return to Kano was motivated by the hope that the National Medical Association (NMA) Kano State chapter could provide support. However, it was revealed that to benefit from their assistance, he needed to complete his National Youth Service Corps (NYSC), pay his dues, and work for at least a month or two before becoming eligible.”

“Tijjanii was not strong enough to go through these. Instead, we rallied to seek help from dignitaries such as politicians, the House of Representatives members of his local government in Kumbotso, and organisations. Unfortunately, the lengthy protocols inherent in today’s politics prevented direct outreach,” Danyaro added.

Tijjani was left with no other option than to seek funds. His friends organised the fundraising. The campaign was expected to raise a sense of urgency and necessity to help support a young medical doctor with funds to support his medical bills. This kind of transparency can prompt people to contribute to the cause. But only a tiny amount was raised after several days of campaigns.

Fauziyya D. Sulaiman, a philanthropist with a heart of gold, shared her disappointment on social media, writing, “It’s unfortunate that despite our community boasting politicians and business leaders among us, we couldn’t muster N25,000,000 to support Tijjani. If this were about some trivial matter, you would have seen some of us at the forefront. This is undeniably a disgrace.”

Dr Khalid Sunusi Kani, a medical doctor and health advocate, penned an open letter addressed to President Bola Ahmad Tinubu through Solacebase online newspaper. In this heartfelt letter, he expressed the critical need for Dr Tijjani Ibrahim’s services in Nigeria, emphasising the pressing issues within the country’s healthcare sector and the alarming rate of “brain drain syndrome.”

He wrote, “Your Excellency, Nigerians too are in desperate need of his services, looking at the manpower deficit in the health sector and the rate at which we suffer from ‘brain drain syndrome.’ I strongly believe Nigeria and Nigerians are unprepared and cannot afford to lose someone like Dr. Tijjani Ibrahim.”

Chronic Hepatitis B places individuals at a high risk of cirrhosis and liver cancer, leading to severe health consequences. In July 2023, the World Health Organization revealed that 296 million people were living with chronic hepatitis B infection in 2019, with 1.5 million new conditions occurring yearly. While there is no specific treatment for acute hepatitis B, medicines can effectively slow the progression of cirrhosis, reduce the incidence of liver cancer, and improve long-term survival.

Dr Tijjani Ibrahim died on September 6, 2023. His dedication to the medical field and his efforts to make a difference in the lives of others will be remembered and cherished.

Witnessing a doctor who devoted his life to saving countless others facing such challenging circumstances is genuinely disheartening. He dedicated his life to the mantra of ‘One Life, One Liver,’ yet our society struggled to come together to save his life. In a world where trivial issues on social media can garner an astonishing number of likes, it’s heartbreaking that Tijjani needed just 25,000 people to contribute a mere dollar each or someone who can just pay the total amount.

Tijjani’s story serves as a poignant reminder of the power of collective action and the importance of rallying together to support those in need, especially those who have dedicated their lives to serving others. Let us reflect on this unfortunate situation and take it as a call to action. Together, we can make a difference and ensure that the heroes who dedicate their lives to saving others do not suffer in silence.

“One Life, One Liver”: A heartfelt tribute to a fallen hero leaving an indelible mark on the world. May Allah rest his soul, amin.

Fadhila Nuruddeen Muhammad is a social media influencer based in Kano and can be reached via fadhilamuhd@gmail.com.

Security heightened ahead of Presidential Election Petition Court verdict

By Muhammadu Sabiu In a remarkable display of security preparedness, armed personnel have implemented stringent security measures along the path leading to the presidential election petition court in Abuja. 

This heightened security presence is in anticipation of the crucial judgement scheduled for Wednesday, which will decide the fate of election petitions lodged by opposition candidates. 

An extensive security protocol is visibly in effect, featuring three distinct checkpoints spanning the route from the Ministry of Finance Headquarters to the court’s entrance. 

At each checkpoint, individuals, including lawyers, party representatives, staff, and accredited journalists, undergo thorough verification procedures before gaining access.

Following this initial screening, cleared individuals proceed to undergo comprehensive searches to ensure no prohibited items enter the court premises. Inside the court compound, security personnel are diligently scanning strategic locations for potential explosive devices and other dangerous weapons. 

This enhanced security posture underscores the authorities’ unwavering commitment to maintaining a secure environment during this critical phase of the election petition proceedings. 

Presently, access to the courtroom itself is highly restricted, emphasising the gravity and sensitivity of the impending judgment. The presidential election petition court is poised to deliver its verdict on Wednesday, focusing on petitions filed by prominent presidential candidates. 

Among them are former Vice President Atiku Abubakar, representing the Peoples Democratic Party, and Peter Obi of the Labour Party, both challenging President Bola Tinubu’s election.

The nation is anxiously awaiting the outcome of this judgement. With these extensive security measures in place, it is evident that the authorities are sparing no effort to ensure a peaceful and secure environment as Nigeria anticipates the pivotal verdict in this high-stakes legal battle.

NLC begins strike today after boycotting meeting with FG

By Muhammadu Sabiu

The Nigeria Labour Congress (NLC) chose to boycott a crucial meeting convened by the Minister of Labour and Employment, Simon Lalong, in an attempt to avert the two-day warning strike set in motion by organized labor.

The strike notice, issued last Friday by the NLC, was in response to the ongoing hardships faced by Nigerians due to the removal of the petrol subsidy.

Affiliate unions of the NLC, including the National Union of Air Transport Employees, the Association of Nigeria Aviation Professionals, and the National Association of Aircraft Pilots and Engineers, have jointly directed all stakeholders within the aviation sector to comply with the NLC’s directive to participate in the strike.

Phone calls and text messages made to NLC President Joe Ajaero and General Secretary Emmanuel Ugboaja, seeking clarification on their boycott of the meeting, remained unanswered.

However, only the leadership of the Trade Union Congress (TUC), led by its President Festus Osifo, attended the meeting with government officials.

Osifo emphasized the TUC’s commitment to engaging with the federal government to ensure that the demands of workers are met, particularly with regards to wage awards and palliatives.

Osifo expressed disappointment in the government’s current palliatives, stating that they do not sufficiently address the challenges faced by federal workers.

He called for an increase in the allocated funds for palliatives, which he described as “grossly inadequate.”

In a communique issued by the TUC at the conclusion of its National Executive Council meeting on Sunday, the organization welcomed some of the government’s efforts to alleviate the impact of subsidy removal on workers.

However, it emphasized the need for long-term solutions beyond palliatives.Minister Lalong, during the meeting, outlined the government’s commitment to addressing workers’ concerns.

He set a two-week timeline for wage awards, tax exemptions, and allowances for public sector workers to mitigate the hardships arising from subsidy removal.

Lalong pleaded with the labor unions to convince their affiliate unions to suspend the impending strike.

He reassured workers that the government values their support and understanding, emphasizing the importance of industrial peace for the nation’s progress.

The situation remains tense as the NLC’s boycott and the involvement of affiliate unions in the strike bring the nation to the brink of a major labor dispute.

Negotiations between the TUC and the government will play a pivotal role in determining the outcome and the impact on the labor force and the Nigerian economy.

NLC declares nationwide warning strike amid mass suffering

By Muhammadu Sabiu 

The Nigeria Labour Congress (NLC) has declared a two-day nationwide warning strike set to take place on September 5th and 6th, with an ultimatum for the Federal Government to address the dire plight of the masses. 

This announcement was made by NLC President Joe Ajaero during a press conference held at the conclusion of the National Executive Council (NEC) meeting on Friday in Abuja. 

Ajaero, while delivering the communiqué jointly signed by Mr. Emmanuel Ugboaja, General Secretary of the Congress, emphasized that these decisions were the result of extensive deliberations within the NEC. 

The NLC has put the government on notice, stating that if no action is taken, a total and indefinite shutdown of the nation may occur within the next 14 to 21 working days. 

The primary objective of this strike action, Ajaero stated, is to compel the government to address the excruciating mass suffering and impoverishment experienced across the country.

Underperforming ministers will be fired—Presidency

By Muhammadu Sabiu 

Ajuri Ngelale, President Bola Tinubu’s special assistant for media and publicity, revealed that the president would not hesitate to axe any minister who falls short of expectations. 

In an interview with Channels TV Sunrise Daily on Monday, Mr. Ngelale said that the president has established deadlines and goals for each member of his cabinet. 

He stated that a minister could lose their position if they are not successful in meeting their objectives. 

“President Bola Tinubu is someone who has the results. He says ‘these are your benchmarks, I know what I want you to achieve. 

“I’m not expecting you to just come up with some plan when you get there. I’m telling you the time frame within which I expect you to achieve,” he said. 

“And if you don’t, there are consequences. He’s ready to fire a minister at the drop of a dime if he is not getting what he wants. Absolutely,” Mr Ngelale added.